Tri-Circle is the synergy that is created at the intersection of planning, protection, and growth.

• Planning - We help solve problems by getting to know you and your business. We start with your needs, wants, and resources and develop plans to address your unique situation. We utilize state of the art web-based financial software to create plans that are never out of date.
• Protection - You work hard and have built a business and estate for you and your loved ones. We help you protect yourself, your family and your business with quality insurance products from companies with a history of financial strength and stability.
• Growth - Nothing ever stays the same. A business either grows or shrinks and the same is true of your other assets. Through LPL Financial, we offer mutual funds, limited partnerships, securities brokerage services, and other investment opportunities. Investing always involves risks, but we can help ensure that those risks are calculated and well-informed "intelligent" risks

We "invest in your success" by taking the time to build relationships with our clients. Our goal is to develop close long-term relationships with a small group of family and closely-held businesses. Helping you succeed is the cornerstone of our business philosophy. Do you want to find the answers to any of the following questions?

• Succession Planning - Will you treat your children differently depending on whether they work in the business or not? How will you take care of long-term employees who will not have ownership in the business?
• Estate Analysis - How will you pay the estate tax bill? Do you want to provide your children with equal shares of your estate?
• Employee Benefits - Do your benefits take care of the key people in your company? Do your employees understand and appreciate the benefits you provide? Are you maximizing your benefits or are you spending more and more for less and less?
• Retirement Planning - Have you developed assets that are separate from your residence and business? How much will you need to retire? When could you afford to retire? What will you do when you retire? Is your retirement plan the right plan for you and your firm?

If you are looking for an insurance and financial services firm that puts you first, Tri-Circle is the place for you. We believe in old-fashioned values and up-to-date technology. When you work with us, you can count on our integrity, fairness, and teamwork. We will collaborate with your other advisors to make certain that our efforts complement rather than conflict.

Rachel Owens and William Sornstein are Registered Representatives with and Securities and Financial Planning offered through LPL Financial, a Registered Investment Advisor, member FINRA / SIPC.

The LPL Financial registered representatives associated with this site may only discuss and/or transact securities business with residents of the following states: California, Arizona, Iowa, Nevada and Texas.